Blog

Three Keys to Logical Investing When Markets Are Volatile

Dennis D. Coughlin, CFP®, AIF®

Tuesday, April 29, 2025

Focusing on these market fundamentals can help investors stay grounded rather than being swayed by emotion or market hysteria.

Learn how to use the backdoor Roth IRA strategy to contribute to a Roth IRA even if you exceed income limits. This guide covers eligibility, the conversion process, tax implications and benefits. Authored by CG Capital co-founder,...

As Election Day approaches fast, consider taking some steps to keep your anxiety and expectations under control. Authored by CG Capital co-founder, Dennis Coughlin, and published here on Kiplinger.

The 2016 and 2020 presidential elections caused significant market fluctuations. Learn from past lessons to inform your investment decisions this election season. Authored by CG Capital co-founder, Christopher Giambrone, and published here

Someday, you’ll want to step away from your business so you can enjoy a happy retirement. To prepare for that day, these tips are essential. Authored by CG Capital co-founder, Dennis Coughlin, and published here…

Before you put your business up for sale, make sure these seven ducks are in a row to help with a smooth process and transition. Authored by CG Capital co-founder, Dennis Coughlin, and published here…

10 Steps For Acquirers

Christopher C. Giambrone, CFP^®, AIF^®

Thursday, March 28, 2024

https://www.fa-mag.com/news/10-steps-for-acquirers-77505.html?section=

The retirement plans that employers offer employees benefit the employers with boosts in recruitment, morale and tax breaks. Employees also reap the benefits. Authored by CG Capital co-founder, Dennis Coughlin, and published here on Kipling

Before you start spending your windfall, take some time to figure out your taxes, how you might invest and what your long-term plan looks like. Authored by CG Capital co-founder, Christopher Giambrone, and published here…

Three Essential Strategies for Managing Your Inheritance

Christopher C. Giambrone, CFP^®, AIF^®

Friday, December 8, 2023

https://www.kiplinger.com/retirement/strategies-for-managing-your-inheritance

Everyone seems to have a list of investing fundamentals, but have they stood the test of time? Authored by CG Capital co-founder, Dennis Coughlin, and published here on The Street.

Employers wishing to optimize their company retirement plans should benchmark their plans to industry standards and peers. Here are ten advantages of benchmarking and suggestions for getting started. Read full article here! Authored by CG…

The transition into a new phase of life after selling your baby can be difficult, especially if you were reluctant to sell, but here’s how to refocus. Authored by CG Capital co-founder, Dennis Coughlin, and…

Three examples of retirees show what it means to thrive in retirement. The common denominators provide clues on how to swing your own happy retirement. Authored by CG Capital co-founder, Dennis Coughlin, and published here…

Similar to a potential buyer or investor who wants to minimize risk in their purchase, you should do your due diligence as the seller. Here are 7 steps to follow… Authored by CG Capital and…

3 Mistakes Business Owners Can't Afford to Make When Planning Their Exit Strategy

Christopher C. Giambrone, CFP^®, AIF^®

Wednesday, December 7, 2022

https://www.kiplinger.com/business/small-business-exit-strategy-mistakes-that-owners-make

Selling your family business can be difficult both emotionally and practically. As an entrepreneur, you’ve put your life’s work into growing a successful company, and the idea of selling can be tough to swallow. Having…

Even though you’ve already identified a great buyer for your business – and it’s someone you know and trust – you still have some work to do to make this transition go smoothly. Read the…

Are you a business owner on the brink of retirement? Here are 4 tips for thinking like a buyer when selling your business. Authored by CG Capital and published here on The Street

When you’re wrapped up in the day-to-day challenge of running a business, you can easily overlook some big-picture opportunities to boost your bottom line. Here are three factors to focus on today. Read the full…

When the stock market was rising at a strong pace year after year and interest rates remained low, the appeal of fixed annuities was muted. Greater market volatility and economic uncertainty are attracting renewed interest…

Selling Your Construction Business to Employees or Family? Here Are 5 Tips for Success!

Christopher C. Giambrone, CFP^®, AIF^®

Monday, August 1, 2022

https://www.kiplinger.com/business/small-business/605177/selling-your-construction-business-to-employees-or-family-here-are-5

Are you getting ready to move into the next stage of your life and sell your small business? Read the full article here!

General Contractors can boost their small business in four ways

Christopher C. Giambrone, CFP^®, AIF^®

Friday, July 1, 2022

https://list23.com/942998-general-contractors-can-boost-their-small-business-in-four-ways

Even if you’re not ready to sell right away, it’s smart to always operate as if your business were on the market. The same techniques that boost your sales price could boost your bottom line…

It’s a common route for those moving on from business ownership, and even though it can be rewarding, it can also come with some “baggage.” Follow these important steps. If you’re a business owner considering…

Planning to Sell Your Business to Key Employees?

Christopher C. Giambrone, CFP^®, AIF^®

Friday, March 18, 2022

https://www.kiplinger.com/business/small-business/604418/planning-to-sell-your-business-to-key-employees

Have you ever considered or wondered how your loved ones will utilize their inheritance? Will these financial resources unite or divide your family? Have you done a good job in communicating your “money values”? Have…

To keep your business sharp and on track into 2022, take a second to check off these three often-overlooked to-do items. Adding another item to your to-do list before the end of the year may be the last thing that you want to think...

We all remember March, 2020, when much of the world shut down. The markets were on a roller coaster ride to put it mildly, and investor emotions were off the charts. The uncertainty that COVID-19 brought to the world was indeed next...

Small-business owners are often passionate about what they do and take great pride in the value or service their business offers. It’s likely they work long hours and spend ample mental time thinking about operations,…

As wealth managers, we often assist people with their retirement planning needs. Now artificial intelligence (AI) could soon dramatically alter the retirement world as we know it. https://rethinking65.com/2021/07/07/ai-is-likely-to-potent

The financial complexities of being a small-business owner are vast regardless of the “camp” they reside in. Juggling business needs with personal finances can make retirement planning a real challenge. Read Full Article

Small-Business Owners Can Be Divided into 2 Camps – Which Are You?

Christopher C. Giambrone, CFP^®, AIF^®

Wednesday, February 17, 2021

https://www.kiplinger.com/business/small-business/602267/small-business-owners-can-be-divided-into-2-camps-which-are-you

For smart investors, the surprising answer may be very little. Here's why, and what you should do (and not do) as election season heats up. Investing during an election year comes with a special kind of risk. Your mind on sharp alert....

Far too often, people in the United States are retiring with plenty of “gas left in their tank,” only to find it difficult to transition into that next chapter in their life’s journey. According to the World Health Organization, people...

Advisors are clients too ― we just don't realize it. But if we did, then we might glean insights from our perspective as clients that would have meaningful bearing on our role as advisors. To further explain, whether we're meeting...

Does Your Financial Plan Fit on 1 Page? It Should. Here's How.

Christopher C. Giambrone, CFP^®, AIF^®

Monday, May 11, 2020

https://www.kiplinger.com/article/retirement/t023-c032-s014-does-your-financial-plan-fit-on-1-page-it-should.html

Software planning tools can be handy, but they can also be complex and end up steering you in the wrong direction. What may work better? A little face time with your planner, leading to a simple, easy-to-follow financial "map." Have...

Assigning ratings to all the different parts of your plan could help you spot weaknesses and get more value from your financial professional. Sometimes it can be difficult to fully grasp the value of a financial adviser. Do they mostly...

For 21 years, we have been meeting with clients in person, for dinner, for golf, to review their financial statements and more. It's the way we've always done business. But given how fast technology is changing the business, even...

In brief, the financial planning process consists of gathering data, analyzing the data and presenting recommendations accordingly. Some examples of these recommendations might include working longer, saving more, reducing expenses,...

For many of us, the holiday season is a wonderful time of year. Unfortunately, it can be especially profitable for cybercriminals. Because of the prevalence of online shopping, we almost always see a significant increase in cyberscams...

As 2019 draws to a close, it’s time to begin organizing your finances for the new year. To help you get started, we’ve put together a list of key planning topics to consider. Savings and InvestmentsRevisit your retirement contributions...

How Financial Coaching Helps Advisors Differentiate

Christopher C. Giambrone, CFP^®, AIF^®

Thursday, October 10, 2019

https://www.fa-mag.com/news/how-financial-coaching-helps-advisors-differentiate-52090.html?section=

Deferred compensation is a term broadly used to describe any agreement between you and your employer to hold back your compensation until a future date or event, such as your retirement. With a nonqualified deferred compensation (NQDC)...

As a taxpayer, were you disappointed by your 2018 tax return? Perhaps you found out that you owed taxes because your paycheck withholdings were insufficient. Or maybe your refund was smaller than you anticipated. Due to changes in tax...

Unfortunately, many of us who become victim to any sort of information security breach won’t know until someone else tells us. For example, we might get a message or call from a friend asking why we sent that “spammy” email with a link...

Have you heard the term borrower defense to repayment but are not sure what it means? Are you wondering if it could apply to your student loans? Read on to learn more about this program, as well as how to determine your eligibility and...

June usually marks the height of the spring real estate market—it's National Homeownership Month, after all. But this June hasn't been typical. With job loss numbers in the tens of millions, the economic impact of the coronavirus...

For parents, deciding how much to save for retirement versus what to set aside for a child’s education can be a difficult balancing act. Saving for your future should be a priority, particularly through maximizing the benefits of...

A Scorecard for Your Financial Adviser

Christopher C. Giambrone, CFP^®, AIF^®

Wednesday, April 24, 2019

https://www.kiplinger.com/article/retirement/t023-c032-s014-a-scorecard-for-your-financial-adviser.html

Do your children act like money grows on trees? If they observe you effortlessly pulling out the credit card for every purchase or they play video games where they can buy accessories for avatars, it’s understandable why they hold onto...

The number of stories about fraudsters taking advantage of unsuspecting victims seems to grow by the day. Of course, it’s easy to think, “This will never happen to me!” But to keep your money and personal information safe, it’s vital...

It’s already 2020. Once again, the holidays were a blur—and, once again, Congress passed significant legislation at the last minute. This time, it was the Setting Every Community Up for Retirement Enhancement (SECURE) Act, which was...

It’s that time of year when many people set goals with the hope of changing their lives in the months to come. Some may set their sights on losing a significant amount of weight or training for a marathon, while others may want to...

Don’t call it retirement. Call it ‘transitioning to a new chapter’

Christopher C. Giambrone, CFP^®, AIF^®

Monday, July 23, 2018

https://www.cnbc.com/2018/07/16/retirement-should-be-a-transition-to-meaningful-exciting-work.html

Wealth Think For better client relations, think like a client

Christopher C. Giambrone, CFP^®, AIF^®

Tuesday, July 3, 2018

https://www.financial-planning.com/opinion/for-better-client-relations-financial-advisors-should-think-like-a-client

Wealth Think What won't change about client-advisor relationships

Christopher C. Giambrone, CFP^®, AIF^®

Thursday, March 29, 2018

https://www.financial-planning.com/opinion/what-wont-change-about-client-advisor-relationships

For 21 years, we have been meeting with clients in person, for dinner, for golf, to review their financial statements and more. It’s the way we’ve always done business. But given how fast technology is changing the business, even...