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139 Genesee Street, New Hartford, NY 13413

(315) 765-6032
info@mycgcapital.com
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Financial Advisors Who Put Your Interests First

Partner with a local, fiduciary-focused team to coordinate your investments, retirement, and taxes into one clear plan, built around your goals and reviewed as your life changes.

Schedule Your Consultation ☎ (315) 765-6032
Since 1996 Advising families and business owners
CFP® · AIF® Certified, fiduciary-focused founding advisors
Commonwealth Securities through Commonwealth Financial Network®
Local Based in New Hartford, NY
CG Capital office and sign at 139 Genesee Street in New Hartford, NY

Welcome to CG Capital

CG Capital is a financial planning firm in New Hartford, New York, helping individuals and families achieve financial security and pursue life on their own terms. Founded in 1996 by partners Dennis Coughlin and Chris Giambrone, we serve families, professionals, and business owners across Utica and the Mohawk Valley.

We provide strategies that encompass retirement planning, risk management, goal planning, business succession planning, estate planning, legacy planning, and portfolio management. Rather than selling a single product, we start with your priorities and connect each part of your finances into one clear, coordinated plan that changes as your life does.

Our advisors provide advice under a fiduciary standard of care, and securities and advisory services are offered through Commonwealth Financial Network®. That structure gives you national resources with the accessibility of a local, relationship-driven team.

Our Financial Planning Services

Comprehensive guidance across the areas that shape your finances, delivered as one connected plan for clients in New Hartford, Utica, and the surrounding Mohawk Valley.

Financial Planning

A customized strategy that charts a clear course from where your finances are today to the goals you want to reach.

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Retirement Planning

A roadmap to and through retirement, coordinating savings, Social Security timing, and a sustainable income strategy.

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Investment Management

Portfolios built and monitored around your goals, time horizon, and comfort with risk, then rebalanced as markets move.

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Tax Planning

Planning designed to help reduce what you owe over time through tax-aware account and withdrawal decisions.

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Estate Planning

Strategies to protect your legacy and provide for the people and causes that matter most to you.

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Risk Management

A clear view of your risk profile and potential vulnerabilities, with protection strategies to help safeguard your wealth.

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Why Work With CG Capital

Choosing an advisor is really about deciding whom to trust with your family's future. Our value comes from experience, transparency, and a standard of care that puts your interests first.

We are a local New Hartford practice with the backing of a national partner, so you get personal relationships and deep planning resources in the same place.

  • Fiduciary Standard of Care

    Our advisory recommendations are made in your best interest, with advice designed around your goals, not product sales.

  • Backed by Commonwealth Financial Network®

    Securities and advisory services are offered through a respected national RIA and broker-dealer, Member FINRA/SIPC.

  • Rooted in the Mohawk Valley

    We live and work where our clients do, on Genesee Street in New Hartford, and we meet with you face to face.

  • Comprehensive, Coordinated Advice

    Investments, retirement, tax, and estate strategy managed together, so every part of your plan supports the rest.

Dennis D. Coughlin, CFP, AIF, financial advisor at CG Capital in New Hartford, NY

Dennis D. Coughlin, CFP®, AIF®

Founder & Financial Advisor

A CERTIFIED FINANCIAL PLANNER® professional serving clients since 1996, focused on retirement readiness, wealth preservation, and building lasting legacies.

Christopher C. Giambrone, CFP, AIF, financial advisor at CG Capital in New Hartford, NY

Christopher C. Giambrone, CFP®, AIF®

Founder & Financial Advisor

A respected advisor since 1996 and an Accredited Investment Fiduciary® whose planning insights have been featured by CNBC, Kiplinger, and Financial Advisor Magazine.

Your Financial LifeMap™

Your Financial LifeMap™

Your financial plan deserves a framework that works with you. Our Financial LifeMap™ provides a structured, yet flexible, approach to financial life management. We'll work with you to understand your past, take control of your present, and create the future you want.

Review Your 
Financial Past

Gain clarity by exploring your financial journey — your experiences, challenges, and successes. This forms the foundation for your future plans.

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Take Control of 
Your Financial Present

Make informed decisions that align with your values and priorities. You'll have the knowledge and tools to navigate your finances with confidence.

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Create Your 
Financial Future

Envision and build the future you desire. Whether it's a secure retirement, a thriving business, or a lasting legacy, we'll guide you on your path.

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Areas We Serve

We are based in New Hartford, NY, and most of the families, professionals, and business owners we work with are right here in the Mohawk Valley and Central New York. That said, we are not limited to the neighborhood. The advisors of CG Capital are licensed in 20 states, so if your life takes you elsewhere or your family is spread across the country, we can keep working together. We meet in person when you want to sit down face to face, and by secure video wherever you happen to be.

Communities we serve include:

  • New Hartford
  • Utica
  • Whitesboro
  • Clinton
  • Sauquoit
  • New York Mills
  • Yorkville
  • Marcy
  • Mohawk Valley
  • Nationally
CNBC
The Street
Rethinking 65
Financial Advisor
Kiplinger
Nerd Wallet
market watch

Building Relationships and Financial Confidence

We believe in a relationship-driven approach, taking the time to get to know you and create a future that truly aligns with your goals. Our experienced team provides guidance that empowers you to make informed decisions and pursue lasting financial well-being.

Meet Our Team
Who We Serve

Who We Serve

Your financial plan is a reflection of your dreams, your values, and the impact you want to make. Whether you're a business owner looking to build a legacy, or approaching retirement, we're here to guide you. We take the time to truly understand your story, your aspirations, and what matters most to you.

Your Financial Journey, Our Personalized Approach

  • Individuals & Families
  • Business Owners
  • High-Net-Worth Individuals

Let Us Build Your Plan Together

A clear, coordinated financial plan is one of the most valuable things you can put in place for your family. Partner with a local New Hartford advisor and take the first step toward pursuing your goals with confidence.

Schedule Your Consultation ☎ (315) 765-6032

Frequently Asked Questions

Straightforward answers to the questions people ask most when choosing a financial advisor in New Hartford and the Utica area.

What Does a Financial Advisor Do?

A financial advisor helps you build and manage a plan for your money across investments, retirement, taxes, and estate goals. At CG Capital, our advisors start by understanding your situation and priorities, then design a coordinated strategy, put it into action, and review it regularly so it stays aligned with your life as it changes.

Are the advisors at CG Capital a Fiduciary?

Yes. The advisors at CG Capital provides advisory recommendations under a fiduciary standard of care, which means their advice is designed to serve your best interest. Securities and advisory services are offered through Commonwealth Financial Network, a Registered Investment Adviser and Member FINRA/SIPC.

Where Is CG Capital Located?

CG Capital is located at 139 Genesee Street, New Hartford, NY 13413. We serve clients throughout New Hartford, Utica, and the surrounding Mohawk Valley and Central New York, and you can reach us at (315) 765-6032.

What Services Does CG Capital Offer?

CG Capital offers financial planning, retirement planning, investment management, and tax planning, coordinated into one connected strategy. We also address estate planning and risk management so the parts of your plan support one another rather than working separately.

How Much Does a Financial Advisor Cost?

Advisor costs vary based on the services you need and how your accounts are structured, so the clearest way to understand fees is a direct conversation. We will walk you through exactly how we are compensated during your initial consultation, and full details are provided in our Form CRS Client Relationship Summary. There is no cost to schedule that first conversation.

How Do I Start Working With an Advisor?

Getting started is simple. Call us at (315) 765-6032 or request a consultation through our website, and we will set up a no-cost initial conversation. We will discuss your goals, answer your questions, and outline how a coordinated plan could work for you before you decide on any next step.