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139 Genesee Street, New Hartford, NY 13413

(315) 765-6032
info@mycgcapital.com
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Estate Planning in New Hartford, NY

Protect your legacy and provide for the people and causes you care about, with a local, fiduciary-focused team that coordinates estate strategy with your full plan.

Schedule Your Consultation ☎ (315) 765-6032
Since 1996 Advising families and business owners
CFP® · AIF® Credentialed, fiduciary-focused advisors
Commonwealth Securities through Commonwealth Financial Network®
Local Based in New Hartford, NY

Planning for the Legacy You Want to Leave

Estate planning is about making sure what you have built goes where you intend, with as little friction as possible. At CG Capital, we help families across New Hartford, Utica, and the Mohawk Valley coordinate their estate and legacy strategy with the rest of their financial plan.

From beneficiary designations to how your assets are titled and passed on, small details can have a large effect on your legacy. We help you see how these pieces fit together and work alongside your attorney so your plan reflects your wishes.

Our advisors provide advice under a fiduciary standard of care. CG Capital does not provide legal advice; we coordinate with your estate attorney as needed.

Why Good Intentions Need Coordination

A legacy is more than a will. Beneficiary forms, how accounts are titled, and the way assets transfer can quietly override even carefully written documents. Coordinating these details helps ensure what you leave behind reaches the people you intend.

What You Intend, Carried Out

We help position your assets so they pass the way you want, closing the gaps that can undo a plan.

The Details That Override Wills

Beneficiary designations and titling often control who inherits. We review them so they reflect your wishes.

Aligned With the Rest

Your estate decisions are coordinated with your investment, retirement, and tax strategy, rather than handled off to the side.

Alongside Your Attorney

We work with your legal counsel so your documents and your finances tell the same story.

Why Work With CG Capital

Choosing an advisor is really about deciding whom to trust with your family's future. Our value comes from experience, transparency, and a standard of care that puts your interests first.

We are a local New Hartford practice with the backing of a national partner, so you get personal relationships and deep planning resources in the same place.

  • Fiduciary Standard of Care

    Our advisory recommendations are made in your best interest, with advice designed around your goals, not product sales.

  • Backed by Commonwealth Financial Network®

    Securities and advisory services are offered through a respected national RIA and broker-dealer, Member FINRA/SIPC.

  • Rooted in the Mohawk Valley

    We live and work where our clients do in New Hartford, and we meet with you face to face.

  • Comprehensive, Coordinated Advice

    Investments, retirement, tax, and estate strategy managed together, so every part of your plan supports the rest.

Dennis D. Coughlin, CFP, AIF, financial advisor at CG Capital in New Hartford, NY

Dennis D. Coughlin, CFP®, AIF®

Founder & Financial Advisor

A CERTIFIED FINANCIAL PLANNER® professional serving clients since 1996, focused on retirement readiness, wealth preservation, and building lasting legacies.

Christopher C. Giambrone, CFP, AIF, financial advisor at CG Capital in New Hartford, NY

Christopher C. Giambrone, CFP®, AIF®

Founder & Financial Advisor

A respected advisor since 1996 and an Accredited Investment Fiduciary® whose planning insights have been featured by CNBC, Kiplinger, and Financial Advisor Magazine.

Areas We Serve

We are based in New Hartford, NY, and most of the families, professionals, and business owners we work with are right here in the Mohawk Valley and Central New York. That said, we are not limited to the neighborhood. CG Capital is licensed in 20 states, so if your life takes you elsewhere or your family is spread across the country, we can keep working together. We meet in person when you want to sit down face to face, and by secure video wherever you happen to be.

Communities we serve include:

  • New Hartford
  • Utica
  • Whitesboro
  • Clinton
  • Sauquoit
  • New York Mills
  • Yorkville
  • Marcy
  • Mohawk Valley

Protect the Legacy You Are Building

Make sure what you have built reaches the people and causes you care about. Work with a local New Hartford advisor to coordinate your estate strategy with the rest of your plan.

Schedule Your Consultation ☎ (315) 765-6032

Frequently Asked Questions

Straightforward answers to the questions people ask most about estate planning with CG Capital.

Does CG Capital Draft Wills or Trusts?

No. CG Capital does not provide legal advice and does not draft wills, trusts, or other legal documents. We provide estate and legacy planning coordination and work alongside your estate attorney so your financial plan supports the documents they prepare. Please consult a qualified attorney for legal advice.

Why Does Estate Planning Matter if I Have a Will?

A will is important, but many assets pass by beneficiary designation or titling rather than through a will. If those are out of date, they can override your intentions. We help review and coordinate these details so your plan reflects what you truly want.

Do I Need an Attorney if CG Capital Helps With Estate Planning?

Yes. CG Capital does not provide legal advice or draft documents, so an attorney prepares your will, trusts, and related paperwork. Our role is to coordinate your financial plan with those documents, review beneficiary designations and titling, and help your estate strategy align with your investment, retirement, and tax picture. We work alongside your attorney.

How Do Beneficiary Designations Affect My Estate?

Many assets, such as retirement accounts and insurance, pass by beneficiary designation rather than through your will. If those designations are out of date, they can override your intentions. We help review and coordinate them so your assets are positioned to reach the people you intend, in step with the documents your attorney prepares.

How Do I Get Started With Estate Planning?

Getting started is simple. Call us at (315) 765-6032 or request a consultation through our website, and we will set up a no-cost initial conversation to discuss your legacy goals and how estate planning coordination could fit your overall strategy.

Related services: financial planning · tax planning · risk management